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Last Updated: 09/28/2026
in Payments and Payoffs
A payoff statement for a mortgage, sometimes referred to as a payoff letter, is a document that details the exact amount of money needed to fully pay off your mortgage loan. It encompasses your outstanding balance, the interest you owe, an...
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Last Updated: 09/22/2026
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Why does my monthly payment change? In general, HELOC payments can change from month to month for a variety of reasons. A few common reasons include: Interest Rate changes: Most HELOCs have a variable interest rate that periodically adjusts ...
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Last Updated: 09/18/2026
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Last Updated: 09/18/2026
in Year-End Statements
What year-end statement should I expect from you? Depending on your account activity last year, you may receive the following IRS Form from us: Form 1098: Reports interest we received on a mortgage. Form 1099-C: Reports when a debt is cancel...
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Last Updated: 09/17/2026
in Payments and Payoffs
How can I make my home loan payments? We offer a variety of quick and easy payment options for your mortgage/home loan. Choose the way that is most convenient for you: Login to your online account Set up autopay (recurring monthly ACH draft...
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Last Updated: 09/15/2026
in Payments and Payoffs
Can I opt out of receiving copies of statements in the mail? Yes! Go paperless by opting in for electronic account and/or year-end statements. Once you are enrolled, we’ll send you an email each time a statement is ready to view online. You wil...
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Last Updated: 09/15/2026
in Payments and Payoffs
Can I split my monthly payment into two payments? Yes, by enrolling for Budget Drafts , you can schedule automatic recurring ACH drafts from your checking or savings account every 14 days. Once enrolled, half of your monthly mortgage payment wi...
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Last Updated: 09/15/2026
in Payments and Payoffs
What is autopay? If you choose to enroll for Autopay, your monthly payments will automatically draft from your chosen checking or savings account on the day you choose. Autopay can help save you time and peace of mind, as you won't have to rememb...
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Last Updated: 09/08/2026
in Year-End Statements
Where can I find my tax statement online? Year-end tax statements are generally available by January 31 following the applicable tax year. When your statement is available, log in to our website or app, go to Documents , and expand the Taxes ...